Real estate appraisal services for homeowners in the city of Arlington Heights and Cook County
See the top 7 reasons Illinois homeowners order from Andel Appraisals:
We at Andel Appraisals understand the individual needs of a customer seeking appraisal services. Our customary business clients understand the appraisal process and the customary documents we provide. But as a consumer, you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our conclusions.
Pre-listing Services/For Sale by Owner (FSBO)It's very hard to be objective about your house because you probably have an emotional attachment to it. The professional appraisers at Andel Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's market value, not just how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value judgement than yours.
Challenge Tax AssessmentLet's say your house is not appreciating as much as other houses close to yours -- your local tax assessor may have your house overvalued. This means you are going to pay higher taxes than you should be paying. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal from Andel Appraisals is your number one weapon when contesting your property tax assessment.
Appraisals to cancel PMIA fashionable way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI removed from your loan. Andel Appraisals is experienced in helping homeowners just like you delete undesirable PMI insurance.
Recently got a freeze to your HELOC?Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can be detrimental to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow angle. Andel Appraisals can help you reinstate your HELOC.
We Also Provide Field and Desktop Appraisal Review ServicesDo you need an expert to double-check your appraisal for efficiency, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal report you may have had in the past. Even though most review work is commissioned by lenders, homeowners that have reason to believe a prior appraisal wasn't above board are prudent to invest in a second opinion.